Saturday, January 12, 2013

Captain Frugal, An Introduction

Yeah, yeah, we were all hit hard with the latest tax hikes. My friend Jess has outlined on her blog things she's doing to make this year better for her from a financial standpoint. I need to do the same.  I'm not broke, but you won't see me taking a bath in a tub full of $20 bills anytime soon.

Let's be honest, we all have things in our lives that we spend too much money on. My biggest "problem area" is miscellaneous crap for the dogs. I don't spend money on treats anymore, but I do spend too much money on stupid stuff like collars and leashes, and tools I think I need to make me a better trainer. That needs to stop.

I also tend to be a "what the hecker" when I go shopping at the big box stores.  I go in for ziploc bags and toothpaste, and end up leaving with bath mats and pear-scented handsoap. Fluffy blanket?  What the heck, might as well! It's not like I have any blankets at home!  (Come home, add new fluffy blanket to pile of my 53 other fluffy blankets.)

My approach to tracking my spending will come in February.  Next month, I will blog everything I spend money on.  No, I'm not going to tell you how much I paid on my Sears card, or how much I paid to my mortgage company, but it'll be some thing like this:
$34 - fuel
$5 - building fee for Schuzhund
$165 - paid some bills
$100 - DMOTC annual dues

That's what I spent today, in case you were wondering. And yeah, this will be an interesting experiment. It'll help me figure out where my biggest money sucks lie, and also it'll be interesting to see which purchases are embarrassing to admit.  I'll be really descriptive with some entries, and probably less descriptive with others. But rest assured, by the end of February you'll probably know how much I sink into my mortgage, and how much I pay in student loans. And hopefully, having to 'fess up my spending habits will make me less likely to buy those fluffy blankets.

And on a completely unrelated note, here's a picture of Jack Hanna with a baby snow leopard that he brought to my office last year.  :)

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